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Super Bowl Party

It’s amazing all the money and time that’s spent on one game. Personally, fertilizing my trees will have more effect on the rest of my year than the winner or loser of “A GAME”. So why do we spend so...

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6 Excuses to Postpone Savings

The following is an excerpt from The Truth Project: Finding the Courage to Ignore Wall Street by Wayne von Borstel. Financial success has zero percent correlation to how much a person earns; it has one...

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Can You Have Too Much?

It seems like there is always a naysayer telling you what not to do. You may have heard from someone, at sometime, that you should not save into a retirement plan because of taxation, lack of control,...

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What You Shouldn’t Be Watching

Returns! Being obsessed with returns is probably the most underrated weakness of the investor.  Does it make sense to look at short-term returns? I believe not. I’ve found it makes more sense to talk...

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4 Requirements to Live Successfully

The world is made up of decisions. When we wake, what we eat, how we spend our time…everything is a decision. How do we make decisions? Are they thoughtful and planned or made reactively based on...

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6 Ways to Increase Your Probability of Success

I recently talked with a man that was almost irrational with anger. Something else had performed better than his portfolio. In his career he had been a perfectionist and only the best was ever...

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Get Your Hands Dirty

The other day, my five year old granddaughter and I planted a tree. One of the day’s most important lessons was that it is okay to get dirty. She wondered when we were done if we got to wash our hands....

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Social Security – The Rules Have Changed

Social Security for many people is their only source of retirement income and for most it represents one of their larger retirement assets. The rules have changed! In November, a law was passed that...

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Are Annuities for You?

While I sit here, the market is moving as usual and financial writers are having a heyday telling you what to do now. I’m often asked why I use annuities in my clients’ portfolios or why I feel some...

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Abracadabra! There is a Magic Pill!

What if I could snap my fingers and your life would get better. Would you ask me to do that? What if I could reduce your risk of Alzheimer’s disease, stroke, heart attack, improve your overall health,...

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